Apps to track Your Gift Cards

So, a number of people notified me and stated that they would be more likely to remember to use their gift cards if there was an app with features such as 1) ability to track their cards instead of pen and paper, and 2) the ability to store the actual gift card information on their phone.   Of course, having the gift card with you when you are out shopping is paramount.  Well, I practice what I preach so I have actually used up my gift cards, but I have found a few apps that may provide you with the features you need.   I have not tested any of these apps, however, so you will need to evaluate them and use them at your own risk.  Some are free and some have a nominal charge.

Gift Card-Balance Tracker - (iPhone, iPod touch, iPad)  App Store .99

Gift Cards   (Windows Phone) Free

My Gift Cards   (iPhone, iPod touch, iPad)  App Store .99

Tango Card   (iPhone)  iTunes App Store

Wildcard (iPhone) Free - This app states that it allows you to transfer your balances to someone else –  sounds like an easy way to re-gift.    

And finally, I came across this article that shows how to send iTunes gift cards and Individual Apps from your iOS device . 

If you have used any of these apps, or have a favorite app that solves this issue, would love to hear about it, so would you please leave me a comment on the comment link below.   Thank you.

Gift Cards... Put Them To Good Use!

So, you have identified a gap in your budget, and you are trying to figure out how to fill that gap.  One way is to take a few minutes to round up all those gift cards that you have received and have not yet used.   Even if your budget isn't stretched, there is no reason to have all that money just laying around in your house, pocket or purse.

So, put down whatever you are doing, unless you are at work of course, its time to go on an excavation dig, so empty those bed-side table drawers,

America over the next decade. A Forbes perspective.

An interesting look at America over the next decade - from  the Forbes. perspective.

If you are Self-employed are you withholding your taxes?

So you are self-employed, and, your income is not being reported to the IRS on a W2 but on a 1099-MISC form, which means that neither federal income tax or self-employment taxes are being withheld from your checks, and it also means that you are responsible for getting those funds over to the IRS on a regular basis, quarterly in fact.  Basically, you are required to pay